Gartner

Commercial coverage includes a wide range of insurance types. Here are some of the types of commercial insurance and their use. 

 

 

 

Commercial Auto - Includes Fleet, Business Auto, Bodily Injury,

Physical Damage, Uninsured Motorist, Comprehensive. Check out our

Auto Insurance page here:

 

 

Commercial General Liability - General liability insurance (GL)

is coverage that can protect you from a variety of claims including

bodily injury, property damage, personal injury and others that can

arise from your business operations.

 

 

General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but general liability insurance also is available to many contractors as standalone coverage.

 

Group Health Insurance - PPO (Preferred Provider Organization) Health Plans, HMO ( Health Maintenance Organization) Health Plans, Self Funded Health Insurance, Dental and Vision Plans, Medicare. Visit our Health Insurance page here

Employee Benefit Plans - Group Long andShort Term

Disability, Lost Income, Accidental Death, Group Whole and

Term Life Insurance,Cafeteria Plans

 

Worker’s Compensation - Worker’s compensation 

provides insurance to employees who are injured on the job. This type of insurance provides wage replacement and medical benefits to those who are injured while working.

 

Errors and Omissions Insurance - The policy provides defense and damages for failure to or improperly rendering professional services

 

                                          Malpractice Insurance -Medical professional liability insurance,                                                         sometimes known as medical malpractice insurance, is one type of                                                           professional liability insurance. Professional liability refers to liability that                                               arises from a failure to use due care and the standard of care expected                                                   from a person in a particular profession.

 

Directors and Officers Insurance - this type of insurance protects the directors and officers of a company against their actions that affect the profitability or operations of the company.

 

Data Breach - If the business stores sensitive or non-public information about employees or clients on their computers, servers or in paper files they are responsible for protecting that information.