Image by Tim Mossholder

Business Owner's Policy ~ BOP

     Policies that combine protection from all major property and liability risks in one package are called BOP's. Package policies are created for Small and Medium sized businesses that generally

face the same kind and degree of risk. Larger companies can purchase a commercial

package policy and we can customize their policies to meet the special risks they face.

  BOPs include

  1. Property insurance for buildings and contents owned by the company - there are two different forms. Standard coverage and Special Coverage which provides more comprehensive coverage.

  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.                                      

  3. Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.

Gartner Insurance provides the entire range of coverage

every Business Owner needs!

         Property       Business Income        General Liability Package   Business Auto            Umbrella Protection

Products Liability         Completed Operations 

Malpractice & Professional Liability       Specialty & Excess Risk                                  Gartner Insurance can also take care of                        Group Health/Dental/Vision       Employee Benefits