Proudly Serving Businesses, Families and Individuals all over New Mexico and Arizona
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1-505-863-2344 Or 1-505-863-7928
Protect yourself and your family from the unexpected
You've suffering already, money won't change that.
But, the bills will keep coming and Life Insurance is the one thing that can make
it a little easier.
Life Insurance
Life insurance is a crucial step in planning for your future and the future of your loved ones.
3 Basic Types of Life Insurance
Whole Life
Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.
Add a Mass Mutual Long Term Care Access Rider* to your Mass Mutual Whole Life Insurance policy. If you need Long Term Care, you can utilize up to 90% of the death benefit of your policy to pay for the care you need!
Term Life
Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
Life Insurance has a variety of uses. We can help you determine what type and amount of insurance is most appropriate for your situation. Here are some personal and professional uses for life insurance:
Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.
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Protect your family
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Build wealth
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Retirement Planning
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Fund a Buy/Sell Agreement
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Secure a Line of Credit or Loan
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Protect a business from monetary loss
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Provide an employee benefit
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Payoff mortgages and debts
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Pay funeral expenses
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Pay for college
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Give money to charity
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Create an estate
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Pay estate taxes
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Equalize an inheritance
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Provide income