Medicare Dual Eligible Special Needs Plan available in Mckinley County NM with Coverage Starting 1/1/2020!*
For those with both
Medicaid & Medicare
Gartner Insurance offers a range of Medicare Plans throughout New Mexico and Arizona. If you have or will be entitled to Medicare Part A, or enrolled in Part B at any time in the near future or during the Annual Enrollment Period, these options may apply to you. This includes those on Social Security Disability.
Types of Plans we represent Medicare Insurers We Represent
Advantage Plans *AllWell Dual Eligible Special Needs Plan
Supplement Plans Liberty Bankers Medicare Supplement
Prescription Rx Drug Plans Humana Advantage With/withOut Drugs
Special Needs Plans Mutual of Omaha Supplement Plans
Special Needs Plans (SNP)
Dual Eligible Medicare+Medicaid
Must entitled to Medicare Part A and/or Enrolled in Part B to choose a Medicare Advantage Plan.
A Medicare Advantage Plan is a type of Medicare Health Plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits. If you are enrolled in a Medicare Advantage Plan, Medicare services are covered through the plan and aren't paid for under Original Medicare.
Must have Medicare Part A and Part B to choose a
Medicare Supplement Plan.
A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medigap policies also offer coverage for services that Original Medicare doesn't cover, like medical care when you travel outside the U.S.
Medicare Plan F – Part F. Medigap Plan F is the most comprehensive Medicare supplement you can buy in 2019. Also referred to as Medicare Supplement Plan F, it covers both Medicare deductibles and all copays and coinsurance, leaving you with nothing out of pocket.
Medicare Special Needs Plans are a type of Medicare Advantage Plan (like an HMO or PPO). Medicare SNPs limit membership to people with specific diseases or characteristics, and tailor their benefits, provider choices, and drug formularies to best meet the specific needs of the groups they serve. If you are Dual Eligible, meaning you have Medicare and Medicaid, you may have plan options available to you. Contact us today to find out!
Medicare Advantage Plans and Prescription Drug (Rx) Plans have an Annual Enrollment Period (AEP) that runs from 10/15 to Dec 7th each year. Additionally there are Special Enrollment Periods that may apply as well as numerous other enrollment types. We can help you figure out if what your options are.
How to get drug coverage
There are 2 ways to get Medicare prescription drug coverage–either through adding a Medicare Prescription Drug Plan (Part D), or getting a Medicare Advantage Plan (Part C) such as an HMO or PPO that offers Medicare prescription drug coverage. There are differences between the benefit, premium, and out of pocket costs of different Part D Drug Plans. We can help you determine which plan best meets your individual needs. Prescription Drug Plans are subject to enrollment periods, don't delay, contact us today to determine what your choices are.