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Homeowners & Renters

What is home or property insurance?

Most people simply can't afford to rebuild their home and replace everything in it if there's a disaster. A home insurance policy can protect your property, some of your personal possessions and you.

Home is a place to relax. So, when you get home and let your guard down, we step up. Providing protection when and where you need it most. We’re proud to offer dependable home insurance policies. Get a homeowners quote online to start protecting your home, belongings and peace of mind.

Get a quote

Nationally, more than half of U.S. homes are underinsured.

Make sure your home is insured to at least 100% of its estimated replacement cost. With the right home insurance coverage, you'll feel comfortable knowing that, in the event of a disaster, your property is protected.

No matter what type of home you own, personal property insurance is your responsibility. Don't let your Bank or Mortgage Company add their own insurance. They are protecting their assets and not your home!

Home coverage and discounts

What we can cover

Homeowners insurance can protect your home against theft, fire, lawsuits, weather damage and other covered losses.

Gartner Insurance also offers Flood Insurance through the National Flood Insurance Program for qualifying properties. 

Brand New Belongings®

We offer a wide range of Optional Coverage including:

Repair or replace your covered possessions, regardless of age or condition!

Homeowners insurance discounts

We work hard for you! We ask more questions about discounts including:

  • Auto + Home Bundling, Multi-policy Discounts 

  • Education

  • Claims Experience

  • length with current insurer

  • Safety devices like Fire/Smoke/Carbon detectors, Fire Extinguishers, dead bolts and more...

  • Protective devices like Burglar Alarms and Fire Alarms, Security Gates/Windows

 

Ask us how you can save $ too!

Renter's Insurance

Who needs renters insurance?

     Renters insurance is for anyone renting an Mobile Home, Apartment, House, Condo, dorm room, etc. 

     According to ASI, one of the insurers in Progressive’s network and part of our family of companies, the average renter has nearly $28,000 worth of belongings. If your personal property is stolen or damaged in a fire, your landlord typically won't cover anything. That’s why you need renters coverage to help protect everything you own.

    If your landlord/complex requires insurance, just get a renters insurance quote with us. We'll send proof of insurance to your landlord/complex and help you make sure your policy meets their requirements.

     Even if they don't require it, you should! No one else is going to take care of your losses after a theft or fire. Protect yourself! We have a dozen companies who write Renter's Insurance and if you have an Auto policy with the same company we can offer great pricing!